💰 The Money
$10,394 cruise fare. ~$28,000 all-in with insurance + flights. Interactive calculator and live price tracker.
⚡ Quick read shows just the summary. Click any section to expand.
The numbers for our specific Crew.
Cruise fare is one line item. The real number includes onboard extras (drinks, wifi, gratuities, excursions), airfare to Seattle, a pre-cruise hotel night, and travel insurance. Below is the line-by-line for the 3-cabin setup the Crew actually wants — Royal Princess, Saturday June 5 or 12, 2027, with Bob & Brenda in a Mini-Suite.
$1,299 × 2 adults; Lucy sails free, just $200 port fees
Extras (drinks/wifi/gratuities): $1,330
Princess Plus $65/day (Royal Princess non-Sphere) × 7 × 2 = $910; Lucy doesn’t pay extras
Airfare: $900
$450 × 2 adults (Lucy flies free on lap)
$2,599 × 2 — 314 sq ft, separate sitting area, larger balcony, Club Class dining & embarkation
Extras: $1,330
Princess Plus $65/day × 7 × 2 = $910; upgrade to Premier ($100/day non-Sphere) adds ~$280 more
Airfare: $900
$450 × 2
$1,299 × 2; same as Brett & Madi
Extras: $1,330
Princess Plus $65/day × 7 × 2 = $910 (if buying); Levi qualifies for minor soda pkg ~$5/day
Airfare: $900
$450 × 2
The Grand Total — full Crew all-in
| Brett+Madi+Lucy inside | $2,598 | Bob+Brenda Mini-Suite | $5,198 |
| Luke+Levi inside | $2,598 | Cruise fare subtotal | $10,394 |
| Onboard extras (3 cabins, 5 adults, 7 days) | $3,500 | $100 × 5 adults × 7 days (Premier, non-Sphere) or $3,500 (Premier Sphere at $105) | Lucy free |
| Airfare (5 adults roundtrip to Seattle) | $2,250 | $450 × 5 | Lucy laps free |
| Pre-cruise Seattle hotel (2 nights, 3 rooms) | $1,200 | $200/night × 2 × 3 rooms | Crib free |
| Travel insurance (~6% of cruise fare) | $624 | Highly recommended | $50k+ medevac risk |
| GRAND TOTAL | $17,793 | Per adult (5 adults) | ~$3,559 |
Per-couple share (Venmo-ready)
Alternative scenarios
| Scenario | Brett+Madi | Bob+Brenda | Luke+Levi | Cruise Fare Total | All-in Total |
|---|---|---|---|---|---|
| Royal Princess · Recommended Inside / Mini-Suite / Inside · Glacier Bay · Sat |
$2,598 Inside + Lucy |
$5,198 Mini-Suite ⭐ |
$2,598 Inside |
$10,394 | $17,793 |
| Royal Princess · All-inside budget 3 × inside · Glacier Bay |
$2,598 | $2,598 downgrade to inside |
$2,598 | $7,794 | $15,193 |
| HAL Eurodam · Premium upgrade Inside / Neptune Suite / Inside · Glacier Bay · Sat |
$2,928 Inside + Lucy |
$12,400–$16,800 Neptune Suite (verify) |
$2,928 Inside |
$18,256–$22,656 | $25,655–$30,055 |
| NCL Bliss · Active ship Inside / Balcony / Inside · Dawes Glacier · Sat |
$2,958 Inside + Lucy |
$3,898 Balcony |
$2,958 Inside |
$9,814 | $17,213 |
$17,793 is the cruise fare. The real trip is $28k–$35k.
The figure in the calculator above — $17,793 — counts the cabins, the port fees, and the gratuities. It does not count flights for 6 people, the pre-cruise hotel in Seattle, the travel insurance, the actual excursions in port, or the drinks. Add all of that and the honest all-in number lands between $28,000 and $35,000 depending on how many extras the Crew wants. Here’s the full cost stack, with three spending scenarios side-by-side, the trim levers, and the per-couple share.
The full cost stack — line by line, three scenarios
| Category | Cost basis | Comfortable | Mid-range recommended | Premium |
|---|---|---|---|---|
| Cruise fare (3 cabins) $2,598 inside + $5,198 Mini-Suite + $2,598 inside; Lucy sails free |
Fixed from #cost-breakdown |
$10,394 | $10,394 | $10,394 |
| Port fees & taxes ~$100–$150/pp × 5 adults + ~$200 Lucy + ~$150 Levi |
Built in $800–$850 typical |
$750 | $800 | $850 |
| Princess Plus package $65/day non-Sphere, $70/day Sphere (Plus) · $100/day non-Sphere, $105/day Sphere (Premier) · drinks + wifi + gratuities. Updated Jan 14, 2026. |
5 adults × 7 days or a la carte below |
$0 | $2,275 | $3,500 |
| Specialty dining (à la carte) Crown Grill, Sabatini’s, etc. · $40–$60/cover |
2–4 covers total across all 5 adults |
$0 | $400 | $800 |
| Wi-Fi package MedallionNet · 1 device · ~$15–$20/day if bought a la carte (now ~$24.99/day for Princess 2026) |
5 adults × 7 days MedallionNet Classic |
$0 | $420 | $700 |
| Flights to Seattle for 6 5 adults + Levi (Lucy flies free as lap infant) · round-trip domestic economy |
~$275–$400/pp typical DEN cheapest, DFW/ORD/ATL mid |
$5,500 | $7,000 | $9,000 |
| Pre-cruise hotel (1–2 nights, 3 rooms) Near Pier 91 · June baseline · crib free at most chains |
~$67–$200/room/night Staybridge → Westin → Fairmont |
$400 | $700 | $1,200 |
| Travel insurance (CFAR) Allianz / TII / AIG · ~$200–$260 per adult; see #insurance |
~$1,200 from #insurance 5 adults + ~$50 Levi rider |
$1,200 | $1,200 | $1,200 |
| Port excursions 3–5 ports · helicopter dogsled $700 · whale watch $250 · rail $165 · floatplane $375 |
Budget / Mid / Generous 1 group tour at $65–$250 pp |
$1,500 | $3,000 | $5,000 |
| Onboard extras (souvenirs, photos, casino, spa, mini-bar) Logo wear, photo packages, slots, bingo, the works |
Per adult ~$100–$300/pp typical |
$500 | $1,000 | $1,500 |
| Ground transport (airport ↔ hotel ↔ pier) Light rail Link from SEA · cruise shuttle $15–$25/pp · Uber XL for the Crew |
~$60–$100/couple or All Black Limo $75/car |
$300 | $400 | $500 |
| Subtotal — all costs above the cabin | — | $10,150 | $17,615 | $24,075 |
| GRAND TOTAL (cabin + everything else) | — | $20,544 | $28,009 | $34,469 |
- Skip Princess Plus for 3 of the 5 adults. If only Bob & Brenda buy it (drinks + wifi + gratuities for the upgrade cabin), the $2,275 line drops to ~$910 — saves ~$1,365. The other couples pay à la carte drinks (~$10–$15/day on 1–2 cocktails + coffee) and use the ship Wi-Fi only on port days at cafés.
- Group does ONE shared port excursion, not five individual ones. Pick the Mendenhall + whale watch combo at $229–$279/pp (Juneau), and all 5 adults do it together for ~$1,250–$1,500 total — saves ~$1,500–$3,500 versus each adult booking helicopter dogsled ($700), floatplane ($375), rail ($165) etc. independently.
- Skip the Wi-Fi package entirely; use port-day Wi-Fi. Skagway, Juneau, Ketchikan, and Victoria all have free café Wi-Fi when the ship is in port. Buy a 24-hour MedallionNet pass only on sea days if you must post photos — saves ~$420 in the Mid-range tier.
- All adults agree to no specialty dining for the week. The Main Dining Room menu and the buffet are both included; Crown Grill and Sabatini’s run $40–$60/cover. Trying MDR for one dress-up night and the buffet for the rest holds the line at $0 — saves $400–$800.
- Fly out of Denver instead of Dallas/Atlanta if you can. DEN→SEA runs $173–$276 round-trip in summer 2026; DFW and ATL both run $300–$400+. For one couple that’s saves $200–$500; for two it doubles. Book in January Wave Season for the absolute floor.
Total potential savings if you take all five: roughly $4,000–$6,000. That gets the Crew from the Mid-range $28,009 to a tightened Comfortable $20,500–$24,000 without sacrificing the experience.
Per-couple share — Venmo-ready (mid-range scenario)
The cabin fare belongs to the couple whose cabin it is. The pre-cruise shared costs (flights, hotel, ground transport, insurance — $9,300 total in the Mid-range scenario) are split 5 ways between the 5 adult travelers, then doubled per couple: $1,860/adult × 2 adults = $3,720 per cabin couple. The onboard extras are where Bob & Brenda diverge from the other two cabins: they’re the ones buying Princess Plus ($65/day on Royal Princess non-Sphere × 7 × 2 = $910) and trying the Crown Grill once ($200, split 2 ways). The other two cabins pay the built-in gratuities ($18/pp/day standard, $19/pp/day Mini-Suite, $20/pp/day Suite — hiked March 2026 — times 7 × 2 = $252 / $266 / $280 per couple) and skip the rest.
$1,299 × 2 adults; Lucy sails free
Pre-cruise share: $3,720
flights + hotel + transport + insurance, split 5 ways
Onboard extras: $238
gratuities only ($18/day standard × 7 × 2 = $252 per couple)
Excursions/souvenirs: $1,467
group tour + shipboard spend, split 3 ways
$2,599 × 2; 314 sq ft, Club Class dining
Pre-cruise share: $3,720
flights + hotel + transport + insurance, split 5 ways
Onboard extras: $1,310
Princess Plus $910 ($65/day × 7 × 2) + specialty dining $400 (incl. gratuities)
Excursions/souvenirs: $1,467
group tour + shipboard spend, split 3 ways
$1,299 × 2; Levi qualifies for minor soda pkg
Pre-cruise share: $3,720
flights + hotel + transport + insurance, split 5 ways
Onboard extras: $238
gratuities only ($18/day standard × 7 × 2 = $252 per couple)
Excursions/souvenirs: $1,467
group tour + shipboard spend, split 3 ways
Run the numbers.
Sliders for the parts that actually move the needle. Estimates include the cruise fare + a typical “extras” budget (drinks, wifi, gratuities, shore excursions) — the stuff nobody tells you about until you’re at the sail-away party.
Travel Insurance: Don't skip this for 6 people.
6 travelers means 6 separate things that can fall through — and the trip is $17,793 all-in. A single cancelled flight, a sudden flu the week of sailing, or a parent's emergency back home can vaporize a $10,394 cruise fare and three non-refundable air tickets. Travel insurance for a group this size isn't a nice-to-have; it's the cheapest line item in the whole budget relative to what it protects.
The three paths side-by-side
| Coverage | Princess Platinum Protection | Third-party CFAR (Allianz · TII · AIG) |
No insurance |
|---|---|---|---|
| Trip cancellation Covered reasons (illness, family death, etc.) |
Up to 100% of fare | Up to 100% of trip cost | None — 100% loss |
| Cancel For Any Reason (CFAR) | 100% as Future Cruise Credit 12-month FCC window |
50%–80% cash refund Allianz Cancel Anytime = 80% |
None |
| Trip interruption | Reimburse unused cruise + 1-way air home | Up to 150%–225% trip cost AIG Travel Guard Deluxe $225K |
None |
| Emergency medical | $20,000 | $100K–$500K AIG Deluxe $500K option |
Pay out of pocket |
| Medical evacuation | $100,000 | $250K–$1M Medevac from Alaska = $50K–$200K |
Self-pay $50K–$200K |
| Pre-existing condition waiver | Time-limited Buy with deposit |
Yes if purchased within 14–21 days of deposit | N/A |
| Baggage loss / delay | Included | $1K–$2.5K loss / $500–$1K delay | None |
| Approx. cost for our 5-adult Crew | ~$1,247 12% × $1,732 avg fare × 5 + ~$50 Levi add-on |
~$1,000–$1,300 $200–$260/pp × 5 adults; 6.9% of trip cost avg |
$0 — and no protection |
- Refunds go to the original form of payment. If Brett's credit card paid for all three cabins, a cancellation refund from Princess goes back to Brett's card — and the Crew has to settle up off-platform. That gets awkward fast.
- Princess charges a name-change fee of $50–$150 per name on a group booking, and per Princess' group policy a name substitution is treated as "a cancellation and release of space" — not a free swap. Replacing Luke requires Luke's cabin to release back to inventory, then rebook.
- Final payment is 75 days before sailing (90 days for voyages of 5 days or fewer). At that point you are 100% locked into the booking per the standard Princess cancellation schedule — the cancellation fee hits 100% only at 30 days, but the entire balance is non-refundable the moment final payment clears.
For our Crew this means: the same day the TA charges the cruise deposit, someone in the group needs to be buying the insurance. Do not "wait until we figure out flights." Every day of delay shrinks the waiver window. On a 6-person group, the probability that at least one adult has a relevant pre-existing condition (hypertension, anxiety, a knee injury, a parent in poor health) is high enough to treat this as a "yes, we'll use it."
Which path is right for this Crew?
| If this is true for your group… | Best choice | Why |
|---|---|---|
| You want one bill, one claims process, and the FCC flexibility on Princess No pre-existing conditions in the group |
Princess Platinum | 12% of fare, single point of contact, 100% of cancellation fees back as future cruise credit if it's a non-listed reason. Cleanest for a group. |
| Anyone has a pre-existing medical condition (treated, diagnosed, or symptomatic in last 60–180 days) OR >1 adult is over 50 |
Third-party CFAR (Allianz · Travel Insured Intl · AIG) |
Pre-existing waiver + actual cash reimbursement (not FCC). Costs ~$200–$260/pp; covers medical & medevac at $250K–$500K vs Princess' $20K/$100K. |
| You're booking a Wave Season promotion that is 100% non-refundable from day one Lowest possible cruise fare |
Third-party CFAR Non-negotiable |
A non-refundable deposit means a single sick week forfeits the entire fare with zero recourse. CFAR is the only path to recover 50–80%. The $200/pp premium is worth 10× the cost. |
| Everyone in the group is in their 20s–30s, healthy, AND you're comfortable self-insuring the $10,394 risk Smaller emergency fund or higher risk tolerance |
Skip insurance | For our Crew this is not recommended. The age skew (mixing 22–57 year-olds), the infant, and the $17,793 all-in number are exactly the profile that benefits most from a CFAR policy. |
| You want maximum medical + medevac coverage for a 7-day Alaska sailing with a baby Victoria BC counts as a foreign port |
AIG Travel Guard Deluxe or Allianz Premier | AIG Deluxe: $500K medical, $1M medevac. Alaska medevac from a small port routinely runs $50K–$200K — Princess' $100K Platinum cap is not enough. |
Where to actually buy it
Watching the fare so we don't have to.
Royal Princess June 5, 2027 prices move weekly. This widget tracks the cruise-fare total for our 3-cabin mix (2 inside + 1 mini-suite) and shows a sparkline of the last few weeks. When the price drops below the alert threshold, the callout lights up.
How this works
A Python script (~/homelab/scripts/cruise-price-tracker.py) runs weekly via
cron on Mondays at 9:00 AM UTC. It reads the latest published fares from
Princess.com + a manual price check (Costco / Avoya), updates
~/homelab/data/cruise-prices.json, and this widget re-renders from the
cached JSON on the next page load.
For now, the --check mode is scaffolded but not implemented —
Princess.com is JS-heavy and rate-limited, so we use a --manual mode that
takes the inside + mini-suite per-person price and appends to the history. The cron
line is in the script’s docstring (not auto-installed).